The 0% Tax Setup Every Remote Earner Needs

The Problem Most Remote Earners Don't See Coming

Three ways your current tax setup is quietly costing you.

Whether you have no structure at all, the wrong structure, or an ambiguous one, each of these positions is bleeding money, either directly through overpaid tax, or indirectly through the risk of a tax-authority enquiry.

Position 1: No corporate structure behind your online income

Online income paid into a personal bank account with no entity behind it. Tax authorities' algorithms catch this automatically. You're on their radar whether you realise it or not, and the fastest route to a frozen account.

Position 2: An existing setup paying more tax than necessary

A UK limited company, a partnership, or an entity set up by a generalist accountant. Fully legal, but almost never optimised for international online income. Most of our clients in this position were paying tens of thousands more, every year, than the right structure requires.

Position 3: Tax residency that hasn't been properly exited

Moved abroad but never formally exited your tax residency? You're still fully taxable by your home country by default, sometimes for years. And the longer it sits, the bigger the exposure when an enquiry finally comes.

The Setup

Three moves. Fully legal. Fully handled.

Every element executed by licensed professionals. You sign once, send us your documents, and 30 days later you're keeping 100% of what you earn, legally.

The Right Corporate Structure

We establish a compliant US-based corporate entity tailored to your specific situation. Designed to legally eliminate corporate tax on your international income. All registrations, banking, and US compliance handled end-to-end by our team.

Full Tax Exit

Complete legal tax exit from your home tax authority: HMRC, ATO, CRA, or whichever applies to your situation. Final return, formal deregistration, residency paperwork. Every step tracked, documented, and built to stand up to any future enquiry.

Compliance Handled Year On Year

Your income routes through the new structure, legally and cleanly. Our team handles every annual filing, every renewal, every compliance requirement, forever. You never deal with a tax authority again. Full ongoing advisory included.

Client Stories

Real people. Real outcomes.

Each of these was in the same position you might be in right now. Earning internationally, paying too much tax, or worried about what their home tax authority would do next. Here's what happened when we sorted it.

"You have nothing to lose, but half of your salary, to the government."

Brian

Sales Director

60% → 0% legally

"I lost £20,000 to HMRC before working with Pearlem. Now I keep every penny I earn."

Alfie

Closer

Lost £20k. £0 tax now.

"I was in the 45% tax bracket. You can't grow a business or grow as a person when half your income isn't yours."

Riain

Closer

45% → 0% legally

"I left my home country, Australia, as a tax resident to set up new tax structures abroad."

Antony

Sales · Australia

Australia → 0% legally

"Canadian taxes are insane, so I had to do something."

Vincent

Closer · Canada

Canada → 0% legally

"Great experience from my first conversation all the way through to execution."

Luke Edwards

B2B Account Executive

B2B Sales → 0% legally

Who's Handling Your Setup

Delivered by qualified specialists, not software.

Your structuring is executed by Pearlem Capital, an international corporate services firm led by Pablo Rechi.

Pablo is the CEO of Pearlem Capital and an Economics and Finance graduate from The University of Manchester. He's an active business operator across financial services and digital payments, and sits on the advisory boards of multiple companies in the international finance ecosystem.

Through Pearlem and a network of partners, Pablo's team handles international company registrations, US business banking, trademark registrations, tax filings, residency structuring, and ongoing compliance across 20+ jurisdictions worldwide.

His specialism is tax structuring for remote workers and online earners. Pearlem currently supports 160+ active clients: sales professionals, agency owners, and digital entrepreneurs earning internationally.

Every client gets a dedicated manager, year-on-year compliance handled, and ongoing advisory from qualified professionals.

Tailored to Your Situation

Three levels of setup. Your situation determines the right fit.

Every setup is tailored to match where you are in your career. Whether you're just getting started, already established, or scaling and need bulletproof compliance. On your consultation we'll walk you through the right fit for your situation.

Starter

For those already outside their home tax system

US corporate entity registration
EIN + US business bank account opening
Registered agent & US address (1 year)
All Year 1 compliance filings
Personalised day-count advisory across jurisdictions
Dedicated account manager

Book a Call

Signature

For those exiting their home tax system properly

Full legal tax exit from your tax authority
All residency exit paperwork filed & tracked
US corporate entity + EIN + business banking
Registered agent & US address (1 year)
All Year 1 compliance filings
Statutory Residence Test review
Full legal memorandum delivered
Dedicated manager + day-count advisory

Book a Call

Most Chosen

Elite

Full international setup with foreign residency anchor

Everything in Signature
Foreign proof of address (lease + utility bills, jurisdiction matched to you)
Foreign residency substance for banking-grade compliance
Extended UK allowable day-count (91 to 182 days per year)
Visa pathway handled by us, including all correspondence with vetted local agents
For clients building a properly international setup or needing maximum compliance margin

Book a Call

What Happens Next

From first call to fully set up in 30 days.

Book your consultation

A 30-minute video call. We walk through your specific situation, the right setup for it, and answer every question you have.

Lock in the setup

You sign the service agreement and send us your documents: passport, recent utility bill, and a few basic business details. We handle every other step from here.

We execute

Corporate entity registered in ~7 days. EIN issued within 10 to 20 business days. Tax residency exit filed. US banking opened. You're CC'd on every step.

Live and legal

Your income routes through the new structure. Zero tax, legally. Annual compliance handled every year, forever.

Questions

Everything people ask us before booking.

Is this actually legal? It sounds too good.

100% legal. The structure is based on well-established US tax law (IRC Sections 864(c), 871(b), and 882). A multi-member Wyoming LLC with all non-US members earning foreign-sourced income is not subject to US federal tax. Wyoming has no state income tax. And once you've formally exited your home tax system via the proper exit filings (UK Self-Assessment and HMRC notification, Australia ATO departure, Canada CRA emigration return, or whichever applies to your situation), you're no longer taxable there either. We deliver a full legal memorandum with every setup so you can show any future accountant or bank exactly why it's compliant.

Will I lose my citizenship by doing this?

No. Tax residence and citizenship are two completely separate things. Your passport, your nationality, and your right to return to your home country remain untouched. What changes is your tax residence status, a year-by-year classification your tax authority uses to determine what income it can tax. It's reversible; you can always move back and cross the day-count threshold again. Citizenship is permanent; tax residence is designed to be flexible.

Do I need to live in a specific country for this to work?

No. You need to manage your day-count in your home country under its residency test, but that's a day-count rule, not a location requirement. You can live wherever suits your lifestyle. We walk you through your home country's day-count thresholds on your consultation call and help you plan accordingly.

I'm just starting out and don't have consistent income yet. Is this still for me?

Yes, and it's often the smartest time to do it. Most clients come to us after the income has already been landing in a personal account, at which point we're cleaning up exposure that didn't need to exist. Set the structure up before significant income arrives and every payment lands in the right place from day one. No retroactive tax exposure. No tax authority pattern-flagging building up over time. No retrofit work later. The cleanest, lowest-risk position any remote earner can be in.

What if my tax authority audits me after the exit?

Your exit is backed by paperwork: a final tax return, formal deregistration, and residency paperwork, all date-stamped and tracked. You also receive a full legal memorandum covering the entity structure, source-of-income rules, and the residency test that applies to you. If your tax authority ever enquires, you have a complete paper trail and a firm that built the structure and can defend it. The documentation is the point.

How long does it actually take to be set up?

US corporate entity registration: approximately 7 days. EIN issuance from the IRS: 10 to 20 business days. US business bank account: 1 to 3 weeks from EIN. Tax residency exit: filed within 2 weeks. Typical end-to-end timeline: 30 days from signing to fully live and compliant.

What happens in Year 2 and beyond?

From Year 2 onward you move onto our Annual Compliance Plan. This keeps your structure fully legal year after year, covering all required filings with the relevant tax authorities, US state-level renewals, registered agent and address, plus ongoing advisory on your day-count and any situation changes. This is how the 0% outcome stays compliant long-term.

I'm a US citizen or US resident. Does this work for me?

No. This structure is specifically for non-US persons. We cannot work with US citizens, US green card holders, or US tax residents. The US taxes its citizens and residents on worldwide income regardless of where they live, so a US LLC won't give you the same outcome. If you fall into any of these categories, we'd recommend speaking with a US-specialised international tax advisor instead.

The 0% tax setup
every remote earner needs.

Three ways your current tax setup is quietly costing you.

Position 1: No corporate structure behind your online income

Position 2: An existing setup paying more tax than necessary

Position 3: Tax residency that hasn't been properly exited